Top International Health Insurance Options in Brazil (2024)


Top International Health Insurance Options in Brazil (2024) – Features, Pricing & More!

Living in Brazil as an expat, immigrant, or frequent traveler presents unique healthcare considerations. While the public system (SUS) offers universal coverage, wait times and access to specialists might be limited.

International health insurance provides a safety net, ensuring access to high-quality medical care. This guide explores some leading providers offering international health insurance in Brazil, highlighting features, estimated pricing, and basic plan details to steer you towards the perfect fit.

Top International Health Insurance Providers:

  1. Cigna Global: Renowned for its extensive global network, Cigna offers comprehensive plans for expats in Brazil. They provide:
    • Benefits: Inpatient and outpatient care, emergency medical evacuation, maternity coverage, telemedicine services.
    • Pricing: Pricing varies depending on your age, location, and desired coverage level. Expect premiums to range from $200 to $500 USD per month. Cigna offers various plans, including:
      • Expatriate Accident & Health (Expat A&H): Comprehensive coverage for individuals and families.
      • Global (Individual & Family): Worldwide coverage options with varying levels of benefits.
    • Website:
  2. GeoBlue by Blue Cross Blue Shield: A popular choice for US citizens abroad, GeoBlue offers flexible plans catering to different needs and budgets. They provide:
    • Benefits: Coverage for hospitalization, doctor visits, prescriptions, medical evacuation. Options for limited or worldwide coverage.
    • Pricing: GeoBlue offers tiered plans with varying costs. Basic plans start around $100 USD monthly, with more comprehensive options reaching $400+ USD depending on factors like age and location. Packages:
      • GeoBlue Xplorer: Ideal for short-term stays and frequent travelers, offering worldwide coverage.
      • GeoBlue Navigator: For extended stays or expats, providing regional or worldwide coverage options.
    • Website:
  3. Aetna International: With a global presence, Aetna offers customizable plans to fit your specific needs in Brazil. They provide:
    • Benefits: Inpatient/outpatient care, preventative services, maternity, emergency evacuation.
    • Pricing: Aetna’s pricing structure is similar to Cigna’s, with premiums ranging from $200 to $500+ USD monthly depending on individual factors. Packages:
      • International Major Medical: Comprehensive coverage for individuals and families.
      • International Student Advantage: Designed for students studying abroad.
    • Website:
  4. Now Health International: Focused on cost-efficiency, Now Health offers a variety of plans with deductible and coverage level options. They provide:
    • Benefits: Coverage for hospitalization, doctor visits, medications, emergency evacuation.
    • Pricing: Known for being budget-friendly, Now Health offers plans with premiums starting around $80 USD monthly, making them a good option for cost-conscious individuals. Packages:
      • International Explorer: Basic coverage for short-term stays.
      • International Navigator: More comprehensive coverage for extended stays.
    • Website:
  5. William Russell International: Specializing in expat health insurance, William Russell offers adaptable plans. They provide:
    • Benefits: Inpatient/outpatient care, maternity, emergency evacuation, optional add-ons (dental, vision).
    • Pricing: William Russell’s plans are generally on the higher end, with premiums ranging from $300 to $600+ USD monthly. Packages:
      • International Health Plans: Flexible plans with various coverage levels and optional add-ons.
      • International Health & Evacuation: Focuses on comprehensive medical and evacuation coverage.
    • Website:

Remember: Pricing is an estimate and may vary based on your individual circumstances. Always get quotes from each provider for the most accurate information.


Additional Factors to Consider:

  • Network of Providers: Ensure the plan offers access to a reputable network of hospitals and clinics in your Brazilian city.
  • Customer Service: Research online reviews to understand the quality of customer service and claim settlement processes.
  • Claim Procedures: Familiarize yourself with the claim submission process and any required documentation.
  • Language Support: If Portuguese isn’t your primary language, check if the provider offers customer support in your preferred language.

Seguindo em Frente (Moving Forward):

By understanding your healthcare needs, budget, and the factors mentioned above, you can leverage this guide’s information on features, estimated pricing, and plan details to compare offerings from Cigna Global, GeoBlue, Aetna International, Now Health International, and William Russell International. Remember to get quotes directly from each provider for the most accurate pricing based on your specific situation. With the right international health insurance, you’ll have peace of mind and access to quality medical care throughout your time in Brazil.

Alguns Extras (Some Extras):

  • Local Brokers: Consider consulting a health insurance broker in Brazil for personalized guidance and plan recommendations.
  • Temporary Coverage: If you’re on a short-term trip, explore travel insurance options that might include basic medical coverage.
  • SUS Integration: Remember, some international health insurance plans might offer the option to integrate with Brazil’s public health system (SUS) for specific services.

Desfrute do Brasil (Enjoy Brazil)!

With proper healthcare planning and the international health insurance that best suits your needs, you’re well-equipped to embrace the vibrant culture and stunning landscapes that Brazil has to offer.


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